Chapter 4 of 4
The ₹15 I Always Saved

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There is a very specific kind of saving that I think many of us do. Not the serious kind. Not saving for college, reni,emergencies, or some important future goal, I mean the " I'll keep this small amount for later" kind.
For me, it was ₹15.Every time I had ₹15 left. I would somehow convince myself not to spend it. I'll need it later. Maybe I'll want something tomorrow. Better to keep it. And then tomorrow would come.
I would still have the ₹15, And I would save it again. It wasn't even about the money anymore. It has become a habit. A tiny rule I had created without realizing it : don't spend the last little bit.
Then one day, I had ₹15 . And instead of putting it away. I bought my favourite snack. That's it. ₹15. No major financial decision.
No dramatic rebellion against capitalism. Just a snack. But while eating it. I realized something slightly ridiculous. I had been saving ₹15 for a future that didn't particularly need it.
I kept imagining some vague moment when thouse ₹15 would suddenly become extremely important. Thank goodness I saved this! As though I was preparing for a financial apocalypse in which exactly ₹15 would be the difference between survival and disaster . And yet spending it that day actually made me happy.
The snack tasted better than usual. Maybe because I had wanted it for a while. Maybe because I had finally allowed myself to enjoy something without immediately thinking about what I should save for later . And that made me think about how often we postpone small pleasures.
We say: I'll buy it later. I 'll go there later. I'll watch that movie later. I'll wear this when there's a special occasion. I'll enjoy myself after I finish everything . We're constantly protecting the future version of ourselves while sometimes completely ignoring the person who exists today.
Of course , saving money is important. Being financially responsible matters . I'm not going to pretend that spending every rupees the moment you get it is some profound philosophy of life. There are things we genuinely need to save for.
But there is also a difference between being responsible and never allowing yourself to enjoy anything. Sometimes we become so focused on saving for a better future that we forget the present is also part of our life. That ₹15 wasn't going to change my financial situation.
Saving it wasn't going to make me rich. Spending it wasn't going to make me poor. But the experience reminded me that not every decision needs to maximize some imaginary future benefit . Sometimes you are allowed to buy your favourite snack. Sometimes you are allowed to spend a little money simply because you want something.
Sometimes ₹15 can just be ₹15. And perhaps the lesson isn't "don't save". It's "don't postpone every small happiness". Because if we keep telling ourselves That we'll enjoy things later, we eventually discover something uncomfortable . Later keeps arriving.
And we keep moving the goalpost . That day , I spent the ₹15 . I ate my favourite snack. And honestly? It was worth every rupees.
When you have a little money left over, should you
Your vote is final.
Written by
Nila de EvelynMore by Nila de Evelyn
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good thought
amazing
🫶